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Buying

 

Email New Listings To Me That Meet My Criteria.

 

Mortgage Financing

 

Mortgage Info

 

Mortgage Newsletter

 

Home Inspections

 

Home Warranty /

Home Protection Plans

 

Pest & Other Inspections

 

Insurance Info

 

Your Advantage When Buying a Property - Knowledge!
FREE Newsletters
 

The information you want,

the answers you need! 

 

Newsletter and resource centers combined.

Here's a preview of some of the articles included...

 

* ABSOLUTELY DON'T DO THIS !!!!!

* Should you rent or buy?

* Choosing a neighborhood.

* Reasons to delay buying a home.

* Why buying a home is a good idea.

* Do you want to buy a house or a home?

* Supply and demand & other stuff.

* Buying a home with resale value.

* Comparable sales and your offer.

* Contingencies, Earnest Money, Safeguards.

* Financing - How it affects your offer.

* Finding a REALTOR.

* How to prepare for closing.

* Your escrow and you.

* Buyer's remorse - a normal reaction.

 

* Contact information for credit bureaus.

* Get a copy of your credit report, verify info.

* Cleaning up your credit - how to do it.

* What's a FICO?

* How FICO scoring affects mortgages.

* Bankruptcy.

 

* How much can you afford?  

* What's your comfort level?

* Your down payment.

* Documentation.

* Where does mortgage money come from?

* Different types of lenders.

* Advantages of different types of lenders.

* How are interest rates determined.

* When your agent recommends a lender.

* Things you need for your loan application.

* Comprehensive closing costs explanation.

* The bi-weekly mortgage - who needs it?

* No cost mortgages - when do they make sense?

* COFI ARM explanation.

* Clearly written for easy understanding.

* Click on the word for its definition.

* Page by page alphabetical list available.

 

 

An information packed newsletter and helpful seller and buyer articles.  

 

 Informative mortgage newsletter.

 

  

 

 


It is highly recommended you hire an experienced real estate attorney to represent your legal interests when buying property. 

 

What does the attorney do?

* Review or prepare offer

* Help resolve any inspection problems

* Help resolve financing problems

* Help resolve possession problems

* Help resolve personal property issues

* Attend, review & explain all closing documents you'll sign and/or receive, such as:

---Sellers survey for problems

---Sellers documents

---Lenders documents

---Title Commitment for unacceptable issues

---Review & explain closing cost figures & prorations

 

 

Buyers

 

 

 


What You Should Know Before You Buy Your Home

Order Your Buyers CD Here

 

 

 

      

Numbers That May Surprise You

 

Find how much you are paying for rent (which will continue to increase) from the chart below to see how much you're really paying.

 

 

Do you know how much rent you're really paying?
Let's see.
Pretty sobering isn't it?  Wouldn't you rather spend your hard earned money on something you'll someday own instead of having a bunch of rent receipts to show for it?
 
If you said yes, keep going and we'll find a home of your own so you can invest your money in yourself, and your future.
 
You can either buy a home for that much or at least have a good down payment started.

Rent / Month

$600
$700
$800
$900
$1,000
$1,500
$2,000
$2,500

After 1 Year

$7,200
$8,400
$9,600
$10,600
$12,000
$18,000
$24,000
$30,000

After 5 Years

$38,875
$46,415
$50,960
$57,339
$60,000
$90,000
$120,000
$150,000

After 15 Years

$108,000
$126,000
$144,000
$162,000
$180,000
$270,000
$360,000
$450,000

 

 
 
  Official site to obtain your free annual credit report is:  AnnualCreditReport.com.   
It is the ONLY authorized online source for you to get a free credit report under federal law.
Get your FICO score see what the  lenders will see and base your credit worthiness, interest rate, etc.
This will give you the opportunity to make sure everything is correct.  Errors happen frequently. 
If you find errors, you'll be able to correct them to raise your credit score.
 

 

 

Check here for community profiles, demographics and other information important to you and your decisions.  Another possibility is Virtual Relocation and Know the Neighborhood.  Crime statistics and offender information can be checked online (usually under county links or the sheriff's website), or at the local police department (who would know better than they would), or crime.org.

 

Your Best Option:

 

 

So Easy, So Efficient, So Simple.
For Serious Home Shoppers Only.
 
End your frustrations and receive only property listings meeting your criteria! 
No more calling about properties only to find they're sold already. 
Get the information you want so we can find your new home.  
 
 
Then email or call me at 630.495.2888 to see your new home.
 
 
No hassle drive by - no kidding - get the property information you want then contact me when you're ready! No pressure, no hassle, no kidding!
 
Hassle-Free Drive By & Property Information,
without talking to an agent until you're ready!
It doesn't get any easier than this.
 
If you're out and about - see a sign, read a flyer, hear about a property, etc. and you'd like details about the property, then email or call me with:
 

   or  630.495.2888

You'll receive my prompt attention and I'll email a detailed information sheet to you asap with all the details.
Then you can drive by, check out the property & location, then if you want to see it inside, just call me for a personal viewing appointment.

IMPORTANT! Please - remember to be considerate of the owners and do not disturb them.

It can be a very scary experience for a stranger to approach or linger around their home and their family, and they, or a neighbor may call the police should this happen.
 
  Another Sharon Service Extra!

 

 

 

 

for My Exclusive Buyer Clients

I will loan you this great CD explaining the buying process.

Another Sharon Service Extra!

 


Search the MLS Yourself!


The Best and Easiest way to find what you want is to register and receive hot new listings as they become available.   We'll do the work for you.  Targeted results based on your criteria.

Let me know what you're

looking for and I'll help you!


Great Moving Guide


The Truth About Calling Those 800/Toll Free Numbers For Property Info


MLS Status Codes Explained


Did you know...

Many sites provide delayed access to MLS listings?  Not here!  Listings are updated daily!


What It Takes to Become a Millionaire Calculator

 

How Long to Pay Off Credit Cards Calculator

 

Rent vs. Buy Calculator

 

Save Money by Making Extra Payment(s)

 

Savings Calculator

 

Monthly Principal & Interest Payment Calculator

 

Amortization Schedule Calculator


Helpful tips for Moving With Your Children and Moving With Your Pets!

 

For Sharon's Exclusive Buyer's Only -

 2 Extra Bonuses

 

Moving With Your Children

 

&

 

Moving With Your Pets

 

Another Sharon Service Extra!


Another Special Feature

for Sharon's

Exclusive Buyer Clients: 

 

My New Home

 

I know how exciting it is and how eager you are to show off your new home to family and friends, so I will create a private web page with property photos and information about your new home.  All you have to do is give them the private URL and they can check it out!

 

Another Sharon Service Extra!


 

A Free Gift when you buy or sell through our office is a software program designed to help you quickly and easily organize your personal property, manage home improvement projects, and so much more. Plus lots of valuable must-have checklists to help your purchase run smoothly.

 

 

 

Another Sharon Service Extra!

 

 


 

How may I help you?

Sharon Gonwa, Broker/Owner/REALTORâ

Certified Staging Consultant

Organizer

 

Highly recommended.

 

SERVICE * INTEGRITY * RESULTS ä

My motto since 1985.  Clients First-Always.

Illinois Real Estate Licensee/Broker serving the suburbs around Chicago, IL

 

 

Sharon Gonwa - Suburban Chicago Realtor, 2021 Midwest Rd, Ste 200, Oak Brook IL 60523, real estate, search MLS property listings around Chicagoland

  

1st Choice Homes Realty

2021 Midwest Rd, Ste 200

Oak Brook, IL 60523

630.495.2888

By Appointment Only

 

 

 

Totally confidential and spam free.

 

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REALTOR for BERWYN, BROOKFIELD, BRIDGEVIEW, BURBANK, BURR RIDGE, CHICAGO RIDGE, CLARENDON HILLS,  COUNTRYSIDE, DARIEN, DOWNERS GROVE, ELMHURST, FOREST PARK, FOREST VIEW, FRANKFORT, GLEN ELLYN, HICKORY HILLS,  HINSDALE, INDIAN HEAD PARK, LA GRANGE, LA GRANGE HIGHLANDS, LA GRANGE PARK, LOMBARD, MOKENA, NAPERVILLE, NEW LENOX, NORTH RIVERSIDE, OAK BROOK, OAKBROOK TERRACE, OAK FOREST, OAK LAWN,  OAK PARK, ORLAND HILLS, ORLAND PARK,  PALOS HEIGHTS, PALOS HILLS, PALOS PARK, RIVER FOREST, RIVERSIDE, STICKNEY, TINLEY PARK, WESTCHESTER, WESTERN SPRINGS, WHEATON, WILLOW SPRINGS, WILLOWBROOK, and many other MLS areas. ILLINOIS REAL ESTATE SEARCH MLS FOR HOMES AND  PROPERTIES THAT MEET YOUR NEEDS.  AUTOMATED PROPERTY SEARCH CAN BE EMAILED TO YOU.  HONEST, TRUSTWORTHY REAL ESTATE AGENT WITH A SERVANTS HEART TOWARD HELPING YOU.

 

 

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