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Your Advantage When Selling or Buying a Home - Knowledge!
FREE Newsletters
The information you want, the answers you need! 

This Newsletter is full of interesting and useful information that we think you will enjoy whether you are a buyer, seller, homeowner, or renter.

Plus a roundup of last month's real estate activity as well as much more advice and information.

We hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to us. Or, if you would like to see a certain topic covered in future months, let us know that too!

 

Plus more here...

    

 

 

Newsletter and resource centers combined.

Here's a preview of some of the articles included...

 

* Getting the seller and the property ready.  

* Let's start just a little bit higher.

* Elements of the Listing Contract.

* Offering incentives when you sell.

* The commission.

* YOUR listing agent and marketing basics.

* The MLS - your best friend.

* Showing basics.

* Agent previews, advertising, open houses.

* Make it easy to show, for more showings.

* Estimating your net proceeds.


* ABSOLUTELY DON'T DO THIS !!!!!

* Should you rent or buy?

* Choosing a neighborhood.

* Reasons to delay buying a home.

* Why buying a home is a good idea.

* Do you want to buy a house or a home?

* Supply and demand & other stuff.

* Buying a home with resale value.

* Comparable sales and your offer.

* Contingencies, Earnest Money, Safeguards.

* Financing - How it affects your offer.

* Finding a REALTOR.

* How to prepare for closing.

* Your escrow and you.

* Buyer's remorse - a normal reaction.

* How much can you afford?  

* What's your comfort level?

* Your down payment.

* Documentation.

* Where does mortgage money come from?

* Different types of lenders.

* Advantages of different types of lenders.

* How are interest rates determined.

* When your agent recommends a lender.

* Things you need for your loan application.

* Comprehensive closing costs explanation.

* The bi-weekly mortgage - who needs it?

* No cost mortgages - when do they make sense?

* COFI ARM explanation.


* Contact information for credit bureaus.

* Get a copy of your credit report, verify info.

* Cleaning up your credit - how to do it.

* What's a FICO?

* How FICO scoring affects mortgages.

* Bankruptcy.


* Clearly written for easy understanding.

* Click on the word for its definition.

* Page by page alphabetical list available.

 

 

 
  Official site to obtain your free annual credit report is: AnnualCreditReport.com It is the ONLY authorized online source for you to get a free credit report under federal law.
Get your FICO score see what the  lenders will see and base your credit worthiness, interest rate, etc.
 

 

 

 

How may I help you?

Sharon Gonwa, Broker/Owner/REALTORâ

Certified Staging Consultant

Organizer

 

Highly recommended.

 

SERVICE * INTEGRITY * RESULTS ä

My motto since 1985.  Clients First-Always.

Illinois Real Estate Licensee/Broker serving the suburbs around Chicago, IL

 

 

 

Sharon Gonwa - Suburban Chicago Realtor, 2021 Midwest Rd, Ste 200, Oak Brook IL 60523, real estate, search MLS property listings around Chicagoland

  

1st Choice Homes Realty

2021 Midwest Rd, Ste 200

Oak Brook, IL 60523

630.495.2888

By Appointment Only

 

 

 

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REALTOR for BERWYN, BROOKFIELD, BRIDGEVIEW, BURBANK, BURR RIDGE, CHICAGO RIDGE, CLARENDON HILLS,  COUNTRYSIDE, DARIEN, DOWNERS GROVE, ELMHURST, FOREST PARK, FOREST VIEW, FRANKFORT, GLEN ELLYN, HICKORY HILLS,  HINSDALE, INDIAN HEAD PARK, LA GRANGE, LA GRANGE HIGHLANDS, LA GRANGE PARK, LOMBARD, MOKENA, NAPERVILLE, NEW LENOX, NORTH RIVERSIDE, OAK BROOK, OAKBROOK TERRACE, OAK FOREST, OAK LAWN,  OAK PARK, ORLAND HILLS, ORLAND PARK,  PALOS HEIGHTS, PALOS HILLS, PALOS PARK, RIVER FOREST, RIVERSIDE, STICKNEY, TINLEY PARK, WESTCHESTER, WESTERN SPRINGS, WHEATON, WILLOW SPRINGS, WILLOWBROOK, and many other MLS areas. ILLINOIS REAL ESTATE SEARCH MLS FOR HOMES AND  PROPERTIES THAT MEET YOUR NEEDS.  AUTOMATED PROPERTY SEARCH CAN BE EMAILED TO YOU.  HONEST, TRUSTWORTHY REAL ESTATE AGENT WITH A SERVANTS HEART TOWARD HELPING YOU.

 

 

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